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SPECIAL LOAN OFFERS

Check out our special offers happening now.
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FEBRUARY
Special Offers

Get Back on the road to financial sanity!
Check out our limited-time offers.

CD Specials

  • $500 minimum balance to open an account
  • Terms available from 3 months to 60 months
  • Federally insured by NCUA
OPEN NOW
Term Rate APY*
9-months 3.59% 3.65%
12-months 3.93% 4.00%
18-months 4.03% 4.10%
24-months 3.54% 3.60%
36-months 3.59% 3.65%
 
Rate Term
5.89% APR** 48 months
5.99% APR** 60 months
6.49% APR** 72 months
6.99% APR** 84 months

Auto Loans SPECIAL


BEST DEAL OF THE YEAR!
For a limited time only, no payments for 90 days, when you finance or refinance your auto loan with PFCU.

  • 5.89% APR** for 48 months
  • 5.99% APR** for 60 months
  • 6.49% APR** for 72 months
  • 6.99% APR** for 84 months
  • No payments for 90 days
  • Apply in minutes
apply now

 

Post-Holiday LOAN SPECIAL

  • 8.99% APR for 36 months
  • Borrow up to $3,000
  • No payments for 60 days
apply NOW
Monthly Payment Term Borrow Amount
$32 36 months $1,000
$64 36 months $2,000
$96 36 months $3,000
Mobile Wallets. An easier way to pay.
 
How it works.
Apple Pay, G Pay, and Samsung Pay are easy, secure, and private ways to make a purchase. Your actual card number will never be stored
on your contactless pay device so even if your smart device is lost or stolen, you are protected. A virtual token is used to transmit payment so that your card
number and identity remain private during every transaction. So you can leave your wallet tucked safely away and give your smart device another job.

Add your Pinnacle FCU debit card to your device's mobile wallet.

Accepted wherever you see the below icons.



 
Disclaimers
SHARE CERTIFICATE SPECIALS: APY= Annual Percentage Yield. Rates effective and current as of February 1, 2024. For account terms and conditions, please contact a Credit Union Representative or see our Truth-In-Savings disclosure and Fee Schedule. Fees may reduce earnings. Rates may change without notification. Rate may change after the account is open. Pinnacle Federal Credit Union is federally insured by the NCUA. Pinnacle FCU is not responsible for typographical errors. Federally insured by NCUA. 

AUTO LOAN SPECIAL: **Promotion period: applicants between January 1 - February 28, 2024, at 11:59 PM EST. To receive promotion rates, applicant must have a minimum credit score of 700 or greater, and vehicle being financed/refinanced must be 4 years or newer. Accepting the terms of “no payment for 90 days offer” will extend the maturity of your loan for at least 90 days but less than 120 days. Deferring your payment is optional. Interest will accrue as usual, as well as insurance, if applicable. Not all applicants will qualify. Proof of income may be required. Other restrictions may apply. As a condition of membership, you must maintain at least $5 in your Share Account. Speak to a Credit Union Representative for full details. This promotion can be discounted at any time. Pinnacle FCU is an equal-opportunity lender.
 
POST HOLIDAY LOAN SPECIAL: MONTHLY PAYMENT AMOUNT SHOWN IS ROUNDED UP TO THE NEAREST DOLLAR. Not all applicants will qualify. Rates are accurate and current as of January 1, 2024. Offer ends February 28, 2024 at 11:59 PM. Rates subject to change without notification. Proof of income may be required. Please speak to a Credit Union Representative for terms and conditions. Pinnacle Federal Credit Union is an equal-opportunity lender. Federally insured by the NCUA. Accepting the terms of “no payment for 60 days offer” will extend the maturity of your loan for at least 60 days but less than 90 days and interest will accrue as usual, as well as insurance, if applicable. Deferring your payment is optional. Loan approval based on creditworthiness, other terms, and conditions available. This promotion can be discounted at any time.

Apple Pay works with iPhone 6 and later and Apple Watch in-stores, and iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later within apps. For a list of compatible devices, see www.apple.com/apple-pay. Google Pay is a trademark of Google LLC. Payment methods shown not available in all countries or locations. Samsung Pay is only available in select countries with available devices. Features, card issuers, and merchants may vary. Payment methods shown not available in all countries or locations.