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How much is your credit card rate? Consolidate into one affordable fixed monthly payment. 

Check out our special promotions and offers happening now...don't miss out! 
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October
Special Promotions & Offers

Money Fact.

Did you know if you owe $10,000 on your credit cards at 23% with a minimum payment of $200 per month it would take you over 168 months to pay off? AND you would have paid over $23,000 just in interest alone! Think of all of the vacations, home reno, or cash in your pocket that could be! Let us help get you back on the road to financial sanity with more affordable options.

 

Get Pre-Qualified in minutes
with no impact on your credit score.

Get Pre-Qualified

You are paying how much on your credit cards rate? Don't worry...Ratetober is here!

What is Ratetober? We’ve flipped our rates! This means the longer the term, the lower the rate. Giving you a more affordable monthly payment - and giving you the financial freedom you deserve.

  • 8.49% APR for 48-month terms
  • 7.99% APR for 60-month terms
  • Borrow up to $30,000
  • LIMITED-TIME Offer - End 10/31/2021
  • Debt protection options are available including disability and unemployment coverage***

APPLY TODAY

 
Payment Amount Borrow Amount APR* Term
$246 $10,000 8.49% 48 months
$370 $15,000 8.49% 48 months
$443 $20,000 8.49% 48 months
$616 $25,000 8.49% 48 months
$736 $30,000 8.49% 48 months

 
Payment Amount Borrow Amount APR* Term
$203 $10,000 7.99% 60 months
$304 $15,000 7.99% 60 months
$405 $20,000 7.99% 60 months
$507 $25,000 7.99% 60 months
$608 $30,000 7.99% 60 months

 
 

Auto Loan Special

Whether you are looking to refinance and save or shopping for a new vehicle, there is no better time to save than now! Receive our new auto loan rate on your pre-owned vehicle.

  • Get our new auto loan rate on your pre-owned vehicle
  • Rates as low as 1.99%*
  • Terms up to 96 months
  • Offer Ends 10/31/2021
  • Debt protection options are available, including disability and unemployment coverage***


APPLY TODAY

Gift Card Rewards

It's simple. 
It pays.


Gift Card Rewards - A FREE feature of PFCU's mobile banking app. 

Earn an average of 5% instant cashback from 250+ brands online or in-store.
Spend it wherever, whenever, and earn an average of 5% instant cashback.

Register now on mobile banking

 Learn more!

All gift card sales are final. refunds for gift cards cannot be issued. prices, offers and cashback are subject to change and minimums. restrictions may apply. your privacy is important to us. please ready out terms and conditions. terms & conditions and privacy policy.
 
Mobile Wallets. An easier way to pay.
 
How it works.
Apple Pay, G Pay, and Samsung Pay are easy, secure, and private ways to make a purchase. Your actual card number will never be stored
on your contactless pay device so even if your smart device is lost or stolen, you are protected. A virtual token is used to transmit payment so that your card
number and identity remain private during every transaction. So you can leave your wallet tucked safely away and give your smart device another job.

Add your Pinnacle FCU debit card to your device's mobile wallet.

Accepted wherever you see the below icons.



 
Disclaimers

PRE-QUALIFICATION: Pre-qualification does not guarantee that you will receive financing or any particular financing terms, which are subject to change based on our evaluation of your credit application submitted and any required documents. Your Pinnacle Federal Credit Union pre-qualification expires 30 days from the date your request for pre-qualification is received. 

RATETOBER SPECIAL OFFER:* MONTHLY PAYMENT AMOUNT SHOWN IS ROUNDED UP TO THE NEAREST DOLLAR. Rates are accurate and current as of October 1, 2021. Ratetober is available for 48 and 60-month terms. Offers ends October 31, 2021 at 11:59 p.m. Not all applicants will be approved. Rates subject to change without notification. Proof of income may be required. Please speak to a Credit Union Representative for terms and conditions. Pinnacle Federal Credit Union is an equal opportunity lender.
 
AUTO LOAN: *Rates current as of September 1, 2021. Rate subject o change without notification. PAYMENT SAMPLE: 72 monthly payments of $15.40 per $1,000 borrowed at 3.45%. Maximum 125% LTV. All loans subject to approval. LIMITED-TIME OFFER: Approved applicants will be eligible to receive the new auto loan rate for the same term used vehicle loans applicants received between September 1 and 11:59P.M. ET on October 31, 2021. Pinnacle Federal Credit Union is an equal opportunity lender.

Apple Pay works with iPhone 6 and later and Apple Watch in-stores, and iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later within apps. For a list of compatible devices, see www.apple.com/apple-pay. Google Pay is a trademark of Google LLC. Payment methods shown not available in all countries or locations. Samsung Pay is only available in select countries, with available devices. Features, card issuers, and merchants may vary. Payment methods shown not available in all countries or locations.