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Did you know if you owe $10,000 on your credit cards at 23% with a minimum payment of $200 per month it would take you over 168 months to pay off? AND you would have paid over $23,000 just in interest alone! Think of all of the vacations, home reno, or cash in your pocket that could be! Let us help get you back on the road to financial sanity with more affordable options.
What is Ratetober? We’ve flipped our rates! This means the longer the term, the lower the rate. Giving you a more affordable monthly payment - and giving you the financial freedom you deserve.
| Payment Amount | Borrow Amount | APR* | Term |
| $246 | $10,000 | 8.49% | 48 months |
| $370 | $15,000 | 8.49% | 48 months |
| $443 | $20,000 | 8.49% | 48 months |
| $616 | $25,000 | 8.49% | 48 months |
| $736 | $30,000 | 8.49% | 48 months |
| Payment Amount | Borrow Amount | APR* | Term |
| $203 | $10,000 | 7.99% | 60 months |
| $304 | $15,000 | 7.99% | 60 months |
| $405 | $20,000 | 7.99% | 60 months |
| $507 | $25,000 | 7.99% | 60 months |
| $608 | $30,000 | 7.99% | 60 months |
Whether you are looking to refinance and save or shopping for a new vehicle, there is no better time to save than now! Receive our new auto loan rate on your pre-owned vehicle.
It's simple.
It pays.
Gift Card Rewards - A FREE feature of PFCU's mobile banking app.
Earn an average of 5% instant cashback from 250+ brands online or in-store.
Spend it wherever, whenever, and earn an average of 5% instant cashback.
Pinnacle FCU recognized the difficulties many of our members are experiencing due to the impact of Tropical Storm Ida or the expiration of the additional unemployment benefits.
To help members who have been affected, we are offering a special Skip-A-Pay.
