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SPECIAL LOAN OFFERS

Check out our special offers happening now.
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MAY
Special Offers

Get Back on the road to financial sanity!

Check out our limited-time offers.

MAY CD Specials

  • $500 minimum balance to open an account
  • Lock in rate for the term of the certificate
  • Terms available from 3 months to 60 months
  • Federally insured by NCUA
OPEN NOW
Term Rate APY*
3-months 1.245% 1.25%
6-months 2.23% 2.25%
9-months 2.33% 2.35%
12-months 2.86% 2.90%
 

Auto Loan Refinance & Lease Buyout Special

Love Your Car Even More!
For a limited time only, receive 0.25%* off your APR for electric vehicles or 0.15% off your APR for other vehicles* when you refinance your auto loan from another lender or finance your new or pre-owned vehicle with PFCU. PLUS, no payments for 60 days*.
 

Belong to our TEXT CLUB? Receive an additional 0.15%* off your rate.
Click HERE to join our TEXT CLUB to receive this discounted offer.
 
  • Offer ends 5/31/23
  • Apply in minutes
apply now

 

VACATION LOAN SPECIAL

You are closer to paradise than you think.

  • 7.99% APR for 24 months
  • Borrow up to $5,000
  • No payments for 60 days
apply NOW
Monthly Payment Term Borrow Amount
$46 24 months $1,000
$91 24 months $2,000
$136 24 months $3,000
$181 24 months $4,000
$227 24 months $5,000
 

Fixed-Rate Home Equity Loans

The equity you’ve built in your home, it’s “money” in your home. Tap into it with a Pinnacle  Home Equity Loan to pay for home improvements (hot tub, anyone?), a special vacation or your child’s education.

  • No Payments for 90-days
  • Borrow up to 80% CLTV, up to $250,000
  • Flexible terms from 5 - 20 years
APPLY ONLINE TODAY

 

Skip your loan payment this summer.

Skip your PFCU Loan for a small fee. Skip up to two months per loan.* 
Click on the link below to submit your request. 

  • Skip up to two (2) months per loan.
  • Skip your PFCU vehicle, personal, debt consolidation, or your fixed-rate home equity loan

  submit your request today


Past Due? If you are currently experiencing financial difficulty in making your payments, please call our Account Resolution Specialists at 732-225-1505 ext. #296 for assistance.


*Applies to Pinnacle FCU Loans Only. Skip-a-Pay cannot be used for Upgrade loans, Lease Vehicles, Student Loans, Checking Line of Credit, First Mortgage or Home Equity Line of Credit. Loan(s) skipped must be greater than six (6) months old and not past due more than thirty days (30). Maximum of four (4) skips are allowed per calendar year. You must be in good standing with the credit union. Offer may change or be discontinued at any time and does not change the terms of any existing loan agreement with the credit union. Interest will accrue as usual, as well as insurance, if applicable. If your loan is paid via automatic deposit from your PFCU account, the funds will be deposited into your savings account or will not transfer to the loan until the following due date. If you have automatic payment from another financial institution, it is your responsibility to cancel, stop or reschedule your payment. Fee is $25 per vehicle or personal loan per month and $50 for Fixed Rate Home Equity Loans per month skipped. Offer ends July 31, 2023.
 
Loan Type Fee Amount 
Vehicle Loan $25.00 per month skipped
Personal Loan $25.00 per month skipped
Debt Consolidation Loan $25.00 per month skipped
Fixed-Rate Home Equity $50.00 per month skipped

 
Mobile Wallets. An easier way to pay.
 
How it works.
Apple Pay, G Pay, and Samsung Pay are easy, secure, and private ways to make a purchase. Your actual card number will never be stored
on your contactless pay device so even if your smart device is lost or stolen, you are protected. A virtual token is used to transmit payment so that your card
number and identity remain private during every transaction. So you can leave your wallet tucked safely away and give your smart device another job.

Add your Pinnacle FCU debit card to your device's mobile wallet.

Accepted wherever you see the below icons.



 
Disclaimers
MAY CD SPECIAL: Annual Percentage Yield (APY) is accurate as of May 19, 2023, and is subject to change at any time. Minimum deposit to open an account and earn dividends is $500. Terms available are from 6 months to 60 months. Early withdrawal penalties may apply. See our Truth In Savings Share Certification disclosure for terms and conditions. Federally insured by NCUA. 

AUTO LOAN SPECIAL: * Applications must be received between May 10, 2023, and 11:59 PM on May 31, 2023 to be eligible for the promotional terms. When you apply and close on your Pinnacle Federal Credit Union auto loan you will receive rate discount of 0.15% or 0.25% for electric vehicles. Speak to a Credit Union Representative for full details. Accepting the terms of “no payment for 60 days offer” will extend the maturity of your loan for at least 60 days but less than 90 days and interest will accrue as usual, as well as insurance, if applicable. Deferring your payment is optional. Loan approval based on creditworthiness, other terms, and conditions available. Members of our text club will receive 0.15% off their debt consolidation loan rate. For text club terms and conditions, visit pinnaclefcu.com/terms. Other restrictions may apply. Pinnacle Federal Credit Union is federally insured by the NCUA. Pinnacle FCU is an equal-opportunity lender. This promotion can be discounted at any time.
 
HOME EQUITY LOANS: ***Applications must be received between March 30, 2023, and 11:59 PM on May 31, 2023 to be eligible for the promotional terms. Promotional loan terms only applicable to borrowers using owner-occupied primary residences located in NJ, NY or PA. Maximum loan amount is $250,000 or up to 80% equity in your home, whichever is less. There is no application fee or charge. Speak to a credit union representative for terms and conditions. Accepting the terms of “no payment for 90 days offer” will extend the maturity of your loan for at least 90 days but less than 120 days and interest will accrue as usual, as well as insurance, if applicable. Deferring your payment is optional. Loan approval based on creditworthiness, other terms, and conditions available. Other restrictions may apply. This promotion can be discounted at any time.

VACATION LOAN SPECIAL: MONTHLY PAYMENT AMOUNT SHOWN IS ROUNDED UP TO THE NEAREST DOLLAR. Not all applicants will qualify. Rates are accurate and current as of May 10, 2023. Offer ends June 30, 2023 at 11:59 PM. Rates subject to change without notification. Proof of income may be required. Please speak to a Credit Union Representative for terms and conditions. Pinnacle Federal Credit Union is an equal-opportunity lender. Federally insured by the NCUA. Accepting the terms of “no payment for 60 days offer” will extend the maturity of your loan for at least 60 days but less than 90 days and interest will accrue as usual, as well as insurance, if applicable. Deferring your payment is optional. Loan approval based on creditworthiness, other terms, and conditions available. This promotion can be discounted at any time.


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