Can we look any more fine?
We sure can!

Visit us in an updated browser. Try downloading Firefox, Edge, or Chrome.

Summer may be ending, but our deals are heating up. Take a last-minute vaca, pay off some bills, or use it for whatever you need.

Check out our special promotions and offers happening now...don't miss out! 
LOGIN
Checking CHECKING
Savings SAVINGS
Business BUSINESS
Loans LOANS
Credit Cards CREDIT CARDS
Services SERVICES
 

August
Special Promotions & Offers

Get Back on the road to financial sanity!

Check out our limited-time offers.

Get Pre-Qualified in minutes
with no impact on your credit score.

Get Pre-Qualified

End of Summer Loan

Summer may be ending, but our deals are heating up. Take a last-minute vaca, pay off some bills, or use it for whatever you need.

  • Rate of 8.88% APR*- for all approved applicants regardless of their credit score
  • 88-month term
  • Borrow up to $8,888
  • LIMITED-TIME Offer - End 8/31/2021
  • Debt protection options are available including disability and unemployment coverage***

Want to receive 1% off your rate? Join our Text Club today. Members of our Text Club receive exclusive offers and discounts. Receive 1% off your End of Summer loan rate when you apply between 8/1/21 - 8/31/21.

Join Our Text Club Here


APPLY TODAY

 
Payment Amount Borrow Amount Term
$21 $1,000 88 months
$41 $2,000 88 months
$62 $3,000 88 months
$104 $5,000 88 months
$109 $7,000 88 months
$184 $8,888 88 months
 

Take the hassle out of auto shopping with our Auto Smart Shopper.

Shop local dealers, specific makes and models, price ranges, and more with our Auto Smart Shopper. Whether you’re buying a vehicle now or in the future, we’ve got a powerful new shopping tool that can help make your shopping experience easier.

  • Get pre-approved – shop within your budget.
  • Shop local dealers
  • Shop for a specific make and model
  • And more
  • Debt protection options are available, including disability and unemployment coverage***

Want to receive .50% off your rate? Join our Text Club today. Members of our Text Club receive exclusive offers and discounts. Receive .50% off your auto loan rate when you apply between July 1 - 31, 2021.

Join Our Text Club Here



APPLY TODAY

Gift Card Rewards

It's simple. 
It pays.


Gift Card Rewards - A FREE feature of PFCU's mobile banking app. 

Earn an average of 5% instant cashback from 250+ brands online or in-store.
Spend it wherever, whenever, and earn an average of 5% instant cashback.

Register now on mobile banking

 Learn more!

All gift card sales are final. refunds for gift cards cannot be issued. prices, offers and cashback are subject to change and minimums. restrictions may apply. your privacy is important to us. please ready out terms and conditions. terms & conditions and privacy policy.

You could win $10,000 and meet Olympic Games hopeful Noah Lyles, courtesy of Visa.

You could score $10,000 and a chance to virtually meet Olympic Games hopeful Noah Lyles, courtesy of Visa! When you pay with your Pinnacle FCU Visa card from 6/15/21 - 8/15/21, you'll be entered for a chance to win. Get a bonus entry when you tap to pay with a Visa contactless card or device.

Prize Packages:

  • Gold: $10,000 + Team Visa Gift Box + Virtual Meeting & Greet
  • Silver: $5,000 + Team Visa Gift Box
  • Bronze: $1,000 + Team Visa Gift Box
No Purchase or Obligation Necessary to Enter or Win. See terms and conditions.

Summer Skip-A-Pay is Back!

Skip your PFCU Loan for a small fee. Skip up to two months per loan.* 
Click on the link below to submit your request. 

  • Skip up to two (2) months per loan.
  • Skip your PFCU vehicle, personal, debt consolidation, or your fixed-rate home equity loan

 


Past Due? If you are currently experiencing financial difficulty in making your payments, please call our Account Resolution Specialists at 732-225-1505 ext. #296 for assistance.


*Applies to Pinnacle FCU Loans Only. Skip-a-Pay cannot be used for Lease Vehicles, Student Loans, Checking Line of Credit, First Mortgage, or Home Equity Line of Credit. Loan(s) skipped must be greater than six (6) months old and not past due more than thirty days (30). You must be in good standing with the credit union. Offer may change or be discontinued at any time and does not change the terms of any existing loan agreement with the credit union. Interest will accrue as usual, as well as insurance, if applicable. If your loan is paid via automatic deposit, the funds will be deposited into your savings account or will not transfer to the loan until the following due date. A fee is $25 per vehicle and personal loan per month and $50 for Fixed Rate Home Equity Loans per month skipped. Offer ends July 31, 2021
 
Loan Type Fee Amount 
Vehicle Loan $25.00 per month skipped
Personal Loan $25.00 per month skipped
Debt Consolidation Loan $25.00 per month skipped
Fixed-Rate Home Equity $50.00 per month skipped

 
Mobile Wallets. An easier way to pay.
 
How it works.
Apple Pay, G Pay, and Samsung Pay are easy, secure, and private ways to make a purchase. Your actual card number will never be stored
on your contactless pay device so even if your smart device is lost or stolen, you are protected. A virtual token is used to transmit payment so that your card
number and identity remain private during every transaction. So you can leave your wallet tucked safely away and give your smart device another job.

Add your Pinnacle FCU debit card to your device's mobile wallet.

Accepted wherever you see the below icons.



 

Check out the latest news & financial tips from PFCU. 

nEWS & FINANCIAL TIPS

 

 

Branch Reopening Information

Check out the latest branch reopening information

 

Disclaimers

PRE-QUALIFICATION: Pre-qualification does not guarantee that you will receive financing or any particular financing terms, which are subject to change based on our evaluation of your credit application submitted and any required documents. Your Pinnacle Federal Credit Union pre-qualification expires 30 days from the date your request for pre-qualification is received. 

END OF SUMMER LOAN: *MONTHLY PAYMENT AMOUNT SHOWN IS ROUNDED UP TO THE NEAREST DOLLAR. APR= Annual Percentage Rate. Rates are accurate and current as of August 1, 2021. Offer ends August 31, 2021 Rates subject to change without notification. Proof of income may be required. Please speak to a Credit Union Representative for terms and conditions. Pinnacle Federal Credit Union is an equal opportunity lender.
 
AUTO LOAN: APR= Annual Percentage Rate. Actual rate will be based upon term and creditworthiness. Rates are accurate and current as of June 1, 2021. Rates subject to change without notification. Proof of income may be required. Please speak to a Credit Union Representative for terms and conditions. Pinnacle Federal Credit Union is an equal opportunity lender.
 


Apple Pay works with iPhone 6 and later and Apple Watch in-stores, and iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later within apps. For a list of compatible devices, see www.apple.com/apple-pay. Google Pay is a trademark of Google LLC. Payment methods shown not available in all countries or locations. Samsung Pay is only available in select countries, with available devices. Features, card issuers, and merchants may vary. Payment methods shown not available in all countries or locations.

NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN. NON-PURCHASE ENTRIES AND PURCHASE ENTRIES HAVE AN EQUAL CHANCE OF WINNING. Open only to legal residents of the fifty (50) United States and District of Columbia who are 18 years of age or older as of 6/15/71. Void in Puerto Rico and where prohibited. Begins at 17:0000 AM Pacific Time ("PT') on 6/15/71 and ends at 11 :59:59 PM PT on 8/15/21 ("Promotion Period") TO ENTER: 1) Automatic Entry. An eligible Visa cardholder will automatically receive one (1) Sweepstakes entry for each eligible Visa purchase made with his/her/their Visa card during the Promotion Period at a participating merchant location in the U.S. Bonus Entry. An eligible Visa cardholder will automatically receive one (1) bonus Sweepstakes entry for each eligible Visa purchase made using his/her/their contactless Visa card or using his/her/their Visa card with a payment-enabled mobile or wearable device during the Promotion Period. Automatic entries must be made by 11:59:59 PM PT on 8/15/21. 2) To Enter by Mail Without Purchase or Obligation: Hand-print your complete name, street address, city, state, ZIP code, and daytime and evening telephone numbers (including area code), and valid email address, on a plain piece of 3" x 5" paper, and mail it in a business-size (#10) envelope with sufficient postage affixed, to: Olympic Games Tokyo 2020 Visa Sweepstakes, P.O. Box 7776, Melville, NY 11775-7776. Mailed entries must be postmarked between 6/15/21 and 8/15/21, and received by 8/23/21, in order to be included in the random drawing. Enter as often as you wish; however, each mailed entry will count as two (2) entries into the random drawing and must be mailed in a separate, postmarked-and-stamped envelope. Mechanical reproductions prohibited. PRIZES: One (1) Gold 11rize: $10,000 cash (awarded in the form of a check to winner), one (1) Team Visa Gift Box, and one (1) virtual meet & greet with one (1) Team Visa athlete to be designated by Sponsor via Zoom or other video conference service to be hosted and moderated by Sponsor, in its sole discretion. Gold Prize will also include $4,200 cash (awarded in the form of a check to winner) that can be used toward the payment of income taxes associated with the prize. ARV of Gold Prize: $16,700; One (1) Silver Prize: $5,000 cash (awarded in the form of a check to winner) and one (1) Team Visa Gift Box. Silver Prize will also include $2,500 cash (awarded in the form of a check to winner) that can be used toward the payment of income taxes associated with the prize. ARV of Silver Prize: $10,000; One (1) Bronze Prize: $1,000 cash (awarded in the form of a check to winner) and one (1) Team Visa Gift Box. Bronze Prize will also include $1,200 cash (awarded in the form of a check to winner) that can be used toward the payment of income taxes associated with the prize. ARV of Bronze Prize: $4.700. Total ARV of all prizes:
$31,400. Each Team Visa Gift Box includes a Limited-Edi lion Print, Panasonic Headphones, one (1) $150 Visa Gift Card, one (1) Wallet, one (1) Matcha Starter Kit, one (1) Luxury Candle, and one (1) Postcard Book collectively valued at up to $2,500 (collectively, "Team Visa Gift Box'). ODDS: Estimated odds of winning a prize are 1 in 12,371,546,593; however, the actual odds of winning depend upon the total number of eligible entries received. Sweepstakes subject to complete Official Rules. For complete details, see Official Rules available at www.visa.com/Tokyo2020SweepsFullRules. SPONSOR Sponsor: Visa U.S.A. Inc., PO. Box 8999, San Francisco, CA 94128-8999.