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BRANCH INFORMATION: Edison lobby is closed for in-person services. Drive-thru is open for teller transactions.

Due to recent employee Covid cases, the credit union's Edison lobby will be closed for in-person services until further notice.
The Edison branch drive-thru and walkup window are available for teller transactions during our normal business hours.
Our night-drop box is also available and transactions will be processed the following business day. 
For alternative ways to access your account and additional information, please click here. 
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January
Special Promotions & Offers

Money Fact.

Did you know if you owe $10,000 on your credit cards at 23% with a minimum payment of $200 per month it would take you over 168 months to pay off? AND you would have paid over $23,000 just in interest alone! Think of all of the vacations, home reno, or cash in your pocket that could be! Let us help get you back on the road to financial sanity with more affordable options.

 

Get Pre-Qualified in minutes
with no impact on your credit score.

Get Pre-Qualified

Debt Consolidation Loan

A Pinnacle Debt Consolidation Loan allows you to pay off those bills that are piling up with a loan that leaves you with just one affordable monthly payment. Your high-rate credit cards, medical bills, student loans — wipe them all out. It’s a smart way to regain control of your finances and start back on the road to financial sanity.

  • 7.49% APR for 60-month term
  • 7.99% APR for 48-month term
  • 8.29% APR for 36-month term
  • Borrow up to $30,000
  • Debt Protection available
 apply now

 
Monthly Payment Borrow Amount Term
$87.00 $1,000 12 months
$173.00 $2,000 12 months
$260.00 $3,000 12 months
$346.00 $4,000 12 months
$433.00 $5,000 12 months

Prepaid Vacation Loan

Looking to getaway? (Us too!) Use our Prepaid Vacation Loan to pay for your vacation now and relax later. 

  • Quick 12-month term
  • Borrow up to $5,000
  • Low rate of 6.99% APR
apply now

 


What is Gift Card Rewards?

Gift Card Rewards is a FREE feature of your mobile banking app. Simply, it's how you pay. Buy an e-gift card in your online or mobile banking app. Use the e-gift at the checkout, in-store or online and you'll get instant cashback. 

250+ national brands online and in-store
Shop with the biggest everyday retail brands and earn instant cashback. You'll get an average of 5% cashback from over 250 major brands. You'll never have to pay full price again.

REGISTER NOW ON ONLINE BANKING

LEARN MORE
 
Loan Type Fee Amount
Vehicle Loan $25.00 per month skipped
Personal Loan $25.00 per month skipped
Debt Consolidation Loan $25.00 per month skipped
Fixed-Rate Home Equity $50.00 per month skipped
Mobile Wallets. An easier way to pay.
 
How it works.
Apple Pay, G Pay, and Samsung Pay are easy, secure, and private ways to make a purchase. Your actual card number will never be stored
on your contactless pay device so even if your smart device is lost or stolen, you are protected. A virtual token is used to transmit payment so that your card
number and identity remain private during every transaction. So you can leave your wallet tucked safely away and give your smart device another job.

Add your Pinnacle FCU debit card to your device's mobile wallet.

Accepted wherever you see the below icons.



 
Disclaimers

PRE-QUALIFICATION: Pre-qualification does not guarantee that you will receive financing or any particular financing terms, which are subject to change based on our evaluation of your credit application submitted and any required documents. Your Pinnacle Federal Credit Union pre-qualification expires 30 days from the date your request for pre-qualification is received. 

DEBT CONSOLIDATION LOAN: *Rates are accurate and current as of January 1, 2022. PAYMENT EXAMPLE: 36 monthly payments of $31.47 per $1,000 borrowed at 8.29% APR; 48 monthly payments of $24.41 per $1,000 borrowed at 7.99% APR; 60 monthly payments of $20.03 per $1,000 borrowed at 7.49% APR. Debt Consolidation promotion runs between January 1 – 31, 2022, at 11:59 PM. Rates and approval based on creditworthiness. Not all applicants will qualify. Rates subject to change without notification. Proof of income may be required. Other restrictions may apply. As a condition of membership, you must maintain at least $5 in your Share Account. Pinnacle Federal Credit Union is an equal opportunity lender. 

PREPAID VACATION LOAN: *MONTHLY PAYMENT AMOUNT SHOWN IS ROUNDED UP TO THE NEAREST DOLLAR. Not all applicants will qualify. Rates are accurate and current as of January 1, 2022. Offer ends January 31, 2022. at 11:59 PM. Rates subject to change without notification. Proof of income may be required. Pinnacle Federal Credit Union is an equal opportunity lender.
 
Apple Pay works with iPhone 6 and later and Apple Watch in-stores, and iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later within apps. For a list of compatible devices, see www.apple.com/apple-pay. Google Pay is a trademark of Google LLC. Payment methods shown not available in all countries or locations. Samsung Pay is only available in select countries, with available devices. Features, card issuers, and merchants may vary. Payment methods shown not available in all countries or locations.