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Vacation? Shopping for a car? Pay off some bills? Whatever you need to complete your summer plans, we are here to help.

Check out our special promotions and offers happening now...don't miss out! 
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June
Special Promotions & Offers

Get Back on the road to financial sanity!

Check out our limited-time offers.

Get Pre-Qualified in minutes
with no impact to your credit score.

Get Pre-Qualified

Summer Time Loan

Vacation? Maybe a jet ski? Payoff some bills? Whatever you need to complete your summer plans, we are here to help.

  • Rate of 7.77% APR*- for all approved applicants regardless of their credit score
  • 77-month term
  • Borrow up to $7,777
  • LIMITED-TIME Offer - End 6/30/2021
  • Debt protection options are available including disability and unemployment coverage***

Want to receive 1% off your rate? Join our Text Club today. Members of our Text Club receive exclusive offers and discounts. Receive 1% off your Summer Time loan rate when you apply between June 1 - 30, 2021.

Text MYCU to 75649


APPLY TODAY

 
Payment Amount Borrow Amount Term
$17 $1,000 77 months
$33 $2,000 77 months
$55 $3,000 77 months
$66 $4,000 77 months
$83 $5,000 77 months
$129 $7,777 77 months
 

Take the hassle out of auto shopping with our Auto Smart Shopper.

Shop local dealers, specific makes and models, price ranges, and more with our Auto Smart Shopper. Whether you’re buying a vehicle now or in the future, we’ve got a powerful new shopping tool that can help make your shopping experience easier.

  • Get pre-approved – shop within your budget.
  • Shop local dealers
  • Shop for a specific make and model
  • And more
  • Debt protection options are available, including disability and unemployment coverage***

APPLY TODAY

Gift Card Rewards

It's simple. 
It pays.


Gift Card Rewards - A FREE feature of PFCU's mobile banking app. 

Earn an average of 5% instant cashback from 250+ brands online or in-store.
Spend it wherever, whenever, and earn an average of 5% instant cashback.

Register now on mobile banking

 Learn more!

All gift card sales are final. refunds for gift cards cannot be issued. prices, offers and cashback are subject to change and minimums. restrictions may apply. your privacy is important to us. please ready out terms and conditions. terms & conditions and privacy policy.

Summer Skip-A-Pay is Back!

Skip your PFCU Loan for a small fee. Skip up to two months per loan.* 
Click on the link below to submit your request. 

  • Skip up to two (2) months per loan.
  • Skip your PFCU vehicle, personal, debt consolidation, or your fixed-rate home equity loan

 


Past Due? If you are currently experiencing financial difficulty in making your payments, please call our Account Resolution Specialists at 732-225-1505 ext. #296 for assistance.


*Applies to Pinnacle FCU Loans Only. Skip-a-Pay cannot be used for Lease Vehicles, Student Loans, Checking Line of Credit, First Mortgage, or Home Equity Line of Credit. Loan(s) skipped must be greater than six (6) months old and not past due more than thirty days (30). You must be in good standing with the credit union. Offer may change or be discontinued at any time and does not change the terms of any existing loan agreement with the credit union. Interest will accrue as usual, as well as insurance, if applicable. If your loan is paid via automatic deposit, the funds will be deposited into your savings account or will not transfer to the loan until the following due date. A fee is $25 per vehicle and personal loan per month and $50 for Fixed Rate Home Equity Loans per month skipped. Offer ends July 31, 2021
 
Loan Type Fee Amount 
Vehicle Loan $25.00 per month skipped
Personal Loan $25.00 per month skipped
Debt Consolidation Loan $25.00 per month skipped
Fixed-Rate Home Equity $50.00 per month skipped

 
Mobile Wallets. An easier way to pay.
 
How it works.
Apple Pay, G Pay, and Samsung Pay are easy, secure, and private ways to make a purchase. Your actual card number will never be stored
on your contactless pay device so even if your smart device is lost or stolen, you are protected. A virtual token is used to transmit payment so that your card
number and identity remain private during every transaction. So you can leave your wallet tucked safely away and give your smart device another job.

Add your Pinnacle FCU debit card to your device's mobile wallet.

Accepted wherever you see the below icons.



 
Disclaimers

PRE-QUALIFICATION: Pre-qualification does not guarantee that you will receive financing or any particular financing terms, which are subject to change based on our evaluation of your credit application submitted and any required documents. Your Pinnacle Federal Credit Union pre-qualification expires 30 days from the date your request for pre-qualification is received. 

SUMMER TIME LOAN: *MONTHLY PAYMENT AMOUNT SHOWN IS ROUNDED UP TO THE NEAREST DOLLAR. APR= Annual Percentage Rate. Rates are accurate and current as of June 1, 2021. Offer ends June 30, 2021 Rates subject to change without notification. Proof of income may be required. Please speak to a Credit Union Representative for terms and conditions. Pinnacle Federal Credit Union is an equal opportunity lender.
 
AUTO LOAN: APR= Annual Percentage Rate. Actual rate will be based upon term and creditworthiness. Rates are accurate and current as of June 1, 2021. Rates subject to change without notification. Proof of income may be required. Please speak to a Credit Union Representative for terms and conditions. Pinnacle Federal Credit Union is an equal opportunity lender.
 

Apple Pay works with iPhone 6 and later and Apple Watch in-stores, and iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later within apps. For a list of compatible devices, see www.apple.com/apple-pay. Google Pay is a trademark of Google LLC. Payment methods shown not available in all countries or locations. Samsung Pay is only available in select countries, with available devices. Features, card issuers, and merchants may vary. Payment methods shown not available in all countries or locations.