Can we look any more fine?
We sure can!

Visit us in an updated browser. Try downloading Firefox, Edge, or Chrome.

SPECIAL MEETING OF MEMBERS

Learn more about our Special Meeting of Members for Proposal to Merge.
LOGIN
Checking CHECKING
Savings SAVINGS
Business BUSINESS
Loans LOANS
Credit Cards CREDIT CARDS
Services SERVICES
 

NOVEMBER
Special Offers

Let the holiday season begin!

Don't freak out! While you are making your list (and checking it twice), we are here to be your holiday helpers with these limited-time offers.

HOME EQUITY SPECIALS

Fixed-Rate Home Equity Special
Receive 1% off1 your rate for the life of your loan

  • No application fee
  • No appraisal fee
  • No closing costs
  • Borrow up to 80% of the value of your home
  • Maximum loan amount of $250,000

OPEN NOW
1FIXED-RATE HOME EQUITY LOANS: Applications must be received between SEPTEMBER 1, and 11:59 PM on SEPTEMBER 30, 2024 to be eligible for the promotional terms. Receive 1.00% off rate when you refinance your home equity from another lender to PFCU or apply for fixed-rate home equity loan. Current PFCU home equity loans refinance do not qualify for the rate discount. Promotional loan terms only applicable to borrowers using owner occupied primary residences located in NJ, NY or PA. Maximum loan amount is $250,000 or up to 80% equity in your home, whichever is less. There is no application fee or charge. Speak to a credit union representative for terms and conditions. Loan approval based on creditworthiness, other terms, and conditions available. Other restrictions may apply. This promotion can be discounted at any time. Pinnacle Federal Credit Union is an Equal Housing Lender. NMLS# 423010.
 
Rate Term
5.79% APR** 48 months
5.89% APR** 60 months
6.39% APR** 72 months
6.59% APR** 84 months

Auto Loans SPECIAL


BEST DEAL AROUND!
For a limited time only, no payments for 90 days, when you finance or refinance your auto loan with PFCU.

  • 5.79% APR** for 48 months
  • 5.89% APR** for 60 months
  • 6.39% APR** for 72 months
  • 6.59% APR** for 84 months
  • 0.50% off when you refinance from another lender to PFCU
  • 0.25% off for veterans, federal/state government workers, and teachers**
  • No payments for 90 days
  • Apply in minutes
apply now

 

HOLIDAY LOAN SPECIAL

Get ready for the holidays!  Borrow up to $2,500 with a 12-month term at just 7.99% APR*. Whether you're planning gifts, travel, or seasonal expenses, this limited-time offer can help you manage your holiday spending with ease. Apply today and enjoy peace of mind throughout the holidays! 

  • Rate of 7.99% APR*
  • Term of 12-Months
  • Borrow up to $2,500
apply NOW
Borrow Amount Monthly Payments Term
$1,000 $87 12-months
$1,500 $131 12-months
$2,000 $174 12-months
$2,500 $218 12-months
Loan Type Fee Amount 
Vehicle Loan $25.00 per month skipped
Personal Loan $25.00 per month skipped
Debt Consolidation Loan $25.00 per month skipped
Fixed-Rate Home Equity $50.00 per month skipped

 

Skip your loan payment this holiday season.

Skip your PFCU Loan for a small fee. Skip up to two months per loan.* 
Click on the link below to submit your request. 

  • Skip up to two (2) months per loan.
  • Skip your PFCU vehicle, personal, debt consolidation, or fixed-rate home equity loan.

  submit your request today


Past Due? If you are experiencing financial difficulty making payments, please call our Account Resolution Specialists at 732-225-1505 ext. #240 for assistance.


*Applies to Pinnacle FCU Loans Only. Skip-a-Pay cannot be used for Upgrade loans, Lease Vehicles, Student Loans, Checking Lines of Credit, Residential First mortgages, 1-4 family Investment Mortgage Loans, or Home Equity Lines of Credit. Loan(s) skipped must be greater than six (6) months old and not past due more than thirty days (30) at the time of the skip. A maximum of twelve (12) skips per eligible loan are allowed for the life of the loan. You must be in good standing with the credit union. Offer may change or be discontinued at any time. Deferring payments will result in an increase in the amount due on your final monthly installment payment. Deferring installment payments will also increase the total finance charges over the life of your loan(s) had you not elected to participate in the Skip-A-Pay program. Interest will accrue on any skipped loan as usual, as well as insurance, if applicable. If your loan is paid via automatic deposit from your PFCU account, the funds will be deposited into your savings account or will not transfer to the loan until the following due date after your latest skip date. If you have automatic payment from another financial institution, it is your responsibility to cancel, stop or reschedule your payment. Fee per skipped payment is $25 per vehicle and personal loan per month and $50 per skipped payment for Fixed Rate Home Equity Loans per month skipped. Offer ends on December 31, 2024.
Mobile Wallets. An easier way to pay.
 
How it works.
Apple Pay, G Pay, and Samsung Pay are easy, secure, and private ways to make a purchase. Your actual card number will never be stored
on your contactless pay device so even if your smart device is lost or stolen, you are protected. A virtual token is used to transmit payment so that your card
number and identity remain private during every transaction. So you can leave your wallet tucked safely away and give your smart device another job.

Add your Pinnacle FCU debit card to your device's mobile wallet.

Accepted wherever you see the below icons.



 

 
Disclaimers


AUTO LOAN SPECIAL: **Promotion period: applicants between September 1 - 30, 2024, at 11:59 PM EST. To receive promotion rates, applicant must have a minimum credit score of 700 or greater, and vehicle being financed/refinanced must be 4 years or newer. Accepting the terms of “no payment for 90 days offer” will extend the maturity of your loan for at least 90 days but less than 120 days. Deferring your payment is optional. Interest will accrue as usual, as well as insurance, if applicable. Not all applicants will qualify. Proof of income may be required. Other restrictions may apply. As a condition of membership, you must maintain at least $5 in your Share Account. Speak to a Credit Union Representative for full details. 0.50% off for any applicant that is refinancing from another lender to PFCU. 0.25% off the rate for any veteran, local/federal/state/ government worker, union wokers and teacher. VA card or other identification factors, and/or paystub may be required for proof.  This promotion can be discounted at any time. Pinnacle FCU is an equal-opportunity lender.

HOLIDAY LOAN SPECIAL: MONTHLY PAYMENT AMOUNT SHOWN IS ROUNDED UP TO THE NEAREST DOLLAR. Not all applicants will qualify. Rates are accurate and current as of October 1, 2024. Offer ends December 31, 2024. at 11:59 PM. Rates subject to change without notification. Proof of income may be required. Please speak to a Credit Union Representative for terms and conditions. Pinnacle Federal Credit Union is an equal opportunity lender. Federally insured by the NCUA.

BOAT LOAN SPECIAL: *Rates as low as 8.49%. Promotion period: applicants between OCTOBER 1 – OCTOBER 15, 2024, at 11:59 PM EST. Receive 1% off your rate. Members are responsible for documentation prep fees. $250 off document prep fee during promotional period. Not all applicants will qualify. Proof of income may be required. Other restrictions may apply. As a condition of membership, you must maintain at least $5 in your Share Account. Speak to a Credit Union Representative for full details. This promotion can be discontinued at any time. Pinnacle FCU is an equal-opportunity lender. Pinnacle FCU can discontinue offer at any time.
 

Apple Pay works with iPhone 6 and later and Apple Watch in-stores, and iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later within apps. For a list of compatible devices, see www.apple.com/apple-pay. Google Pay is a trademark of Google LLC. Payment methods shown not available in all countries or locations. Samsung Pay is only available in select countries with available devices. Features, card issuers, and merchants may vary. Payment methods shown not available in all countries or locations.