We've added a contactless payment feature to our PFCU Visa debit card. Use your contactless debit card or mobile wallets to tap to pay. Secure. Convenient. Easy to use.
We've added contactless payment feature to our PFCU Visa card. A contactless chip card let you tap to pay, which helps you get through check out where you see the contactless symbol. Many of your favorite merchants already accept contactless payments, and if you don't see the Contactless Symbol you can still swipe or insert your contactless chip card.
Secure - Your PFCU Visa contactless chip card uses the same dynamic security as a contact chip card, so you know it's secure way to pay!
Convenient - A simple tap is all it takes.
Touch-free - Tapping to pay with your PFCU Visa contactless chip card can help you avoid touching surfaces at checkout where you see the Contactless Symbol.
Q. What is a contactless card?
A. A contactless card uses short-range wireless technology to make secure payments between a contactless card and a contactless-enabled checkout terminal. When you tap your card near the Contactless Symbol, your payment is sent for authorization. There is no need to swipe or insert your card.
Q. Is tapping to pay secure?
A. Yes, absolutely. Your contactless card uses the same secure encryption technology as your current EMV chip card. Each transaction is accompanied by a one-time code that securely protects your payment information.
Q. Where can you use the tap to pay feature?
A. Retailers that accept contactless payments will display the Contactless Symbol. Look out for it wherever you shop.
Q. How long do I need to tap my card on the checkout terminal?
A. One to two seconds should do it. And don't worry, even if you tap twice, you won't be charged twice.
Q. Can a purchase be made without my knowledge?
A. No. Your card has to be extremely close to the reader - typically between two to four centimeters and the retailer must have first entered the amount for you to approve. The card reader cannot be activated by you simply passing by it.
Q. Can I use my card for everyday transactions or at non-chip terminals?
A. Yes. Your contactless card will continue to have contact functionality so it can still be inserted or swiped at merchant locations without tap to pay checkout terminals. Additionally, you can continue to use your card information at online merchants.
Pay confidently with your Pinnacle Visa Debit Card . Did you know? Contactless pay is the safest way to shop, offering you and your debit card an added layer of protection. Have peace of mind knowing your card number will never be stored on your contactless pay device, such as a mobile phone. So, even if your smart device is lost or stolen, you’re protected from fraud. Better yet? You'll have reduced contact with PIN pads and payment devices.
Available Mobile Wallets and Wearables: