November 1 - December 31, 2019
You need money? Ask us for it. It’s that simple. No guilt. No awkward holidays. No forced signs of affection. Just a low-rate personal loan that you can use for whatever you need most … a much-needed vacation, college tuition, special occasions, you name it.
Get a $200 VISA Gift Card and make NO Payments for 90 days when you finance or refinance your vehicle with PFCU by 12/31.
Come to Pinnacle for a great deal on your auto loan. We offer great rates and flexible terms so that you can afford that sweet ride you’ve had your eye on. Plus, we make the whole process fast and easy. You name it. From doing it all paperlessly to transferring your old title, we do everything we can to get you behind the wheel as affordably and quickly as possible (without exceeding any speed limits, of course).
Our fast and secure online application process allows you the freedom to sign your loan docs from your smartphone.
Scan the back of your driver’s license to prefill your online application. Plus, even take a photo of your license to upload with your app.
We’ll take care of paying off your old auto loan and help your transfer your title.
Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your car loan. A good rule of thumb is to assume your new vehicle will depreciate on average 20% the first year you own it, half of which occurs the minute you drive it off the lot.1 This leaves a gap between what you owe on your loan and the value of your vehicle if it’s deemed a total loss due to an accident or theft. Our GAP program can help fill the gap between what your vehicle insurance will pay and what you owe on your loan.
Our GAP program includes Deductible Assistance that is designed to provide financial relief when your vehicle is damaged but not deemed a total loss. If repairs cost more than your deductible, the deductible amount is applied to your vehicle loan at the credit union, reducing what you owe.
Whether you’re buying a vehicle now or in the future, we’ve got a powerful new shopping tool that can help make your shopping experience easier.
Thinking about taking out a loan to buy a vehicle? You should take steps to protect you and your family in case something unforeseen happens. You’re betting you can pay back your loan and you won’t lose your job (through no fault of your own), or become disabled (due to injury or illness), or need to take family leave, or pass away — which could leave your family responsible for your loan balance.
Our Debt Protection is a voluntary loan-payment protection product designed to help you get relief from loan payments if a protected life event unexpectedly happens to you.2
What is MEMBER’S CHOICE® Mechanical Repair Coverage?
It’s hard to anticipate vehicle repair and maintenance. Budgeting for this can be difficult and can tie up funds earmarked for other needs. MEMBER’S CHOICE® Mechanical Repair Coverage (MRC) is a voluntary product that may help pay for repairs on your vehicle, giving you more control to help you keep your car on the road where it should be.3
How Does it Work?
If your vehicle breaks down, Mechanical Repair Coverage pays for the cost of covered repair, less any deductible, at any authorized repair facility in the U.S. or Canada. Your loan officer can show you how a few simple steps will help you take more responsibility for your financial future. You can cancel within 60 days for a full refund if the agreement has not been used. Or you can cancel anytime after that for a pro-rated refund less an administrative fee. If at any time you have questions, simply contact us.
Why is it Valuable?
Typically, as the age of your vehicle increases so does the average cost of repairs. That’s why Mechanical Repair Coverage is so valuable. MRC provides rental reimbursement, 24-hour emergency roadside assistance and travel expense reimbursement; in addition, if you sell your vehicle privately, the coverage can be transferred (for a fee).
Be sure to read the Vehicle Service Contract or Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. Coverage will vary by state.
You could save up to $343.904 on car insurance.
Call for your FREE, no obligation quote:
Visit TruStage at TruStageAutoHome.com
Monday – Friday 7am – 1am; Saturday 7am – 11:30pm; Sunday 9am – 10pm ET
Discounts on car insurance
A wide variety of discounts are available and include:
Benefits for car insurance
Your car and home are major investments and you want to make sure that they are well protected. Pinnacle FCU has carefully chosen the TruStage™ Auto & Home Insurance Program and is making it available to you as a member of Pinnacle. This TruStage program works closely with leading insurance companies to provide the quality protection you need – at the prices you can afford.VISIT TRUSTAGE
TruStage products and programs are made available through the companies of the CUNA Mutual Group. They have been providing insurance and financial services designed for credit unions and their members for more than 75 years, serving more than 13 million credit union members.
TruStage is the marketing brand for the Auto & Home Insurance Program made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Your credit union enables this insurance program to be offered and is entitled to compensation from CMFG Life Insurance Company.5