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Yeah, we know a guy that can take care of that thing for you. Actually, we know a few...

Is insurance giving you problems? Fuhgetaboutit! We can make them go away. We’ve partnered with TruStage to offer our members exclusive discounts and special offers on auto, home, AD&D, and Life insurance. Pretty incredible, we know. Contact the TruStage team to learn more and get your coverage.

Auto & Home Insurance

Exclusively for credit union member

You’ll get the coverage you want from leading insurance companies, the service you deserve and savings. Designed for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. you could enjoy discounted rates combined with online convenience 24/7 claims service. gvfp0785-

Discounts on car insurance
  • Credit union member discount
  • Multi-car discount
  • Anti-lock brakes
  • Air bags, automatic seat belts
  • Anti-theft device
  • Good student discounts
Benefits for car insurance
  • 24-hour claims service (even on holidays)
  • Fast appraisals (typically within 24 hours)
  • Guaranteed auto repairs (for as long as you own the vehicle)
Discounts on home insurance
  • Credit union member discounts
  • New home
  • Smoke detectors
  • Burglary and fire alarms
  • Inflation protection
  • Multi-policies
Benefits for home insurance
  • Guaranteed home repairs
  • Fast service – many claims are settled on the spot
  • Hassle-free replacement of personal items
  • Assistance finding temporary living, if needed


Combine car and home coverage and save even more

Your car and home are major investments and you want to make sure that they are well protected. We’ve carefully chosen the TruStage™ Auto & Home Insurance Programs and are making them available to you as a member of Pinnacle. This TruStage program works closely with leading insurance companies to provide the quality protection you need — at the prices you can afford.

Call 1-888-380-9287 for your FREE, no obligation quote or visit


AD&D Insurance

Because accidents can happen.



$1,000 of insurance coverage at absolutely no cost to you!
  • This no-cost, accidental death and dismemberment insurance underwritten by CMFG Life Insurance Company is fully paid for you — by us!
  • This can be a valuable and affordable supplement to life insurance and pays a cash benefit in the event of a covered injury or death due to an accident.
Acceptance is guaranteed
  • No medical exam or health questions are required. Members age 18 and older cannot be turned down.
You are protected 24/7
  • Your coverage is always in effect no matter if you are at home or work, or traveling. That’s protection your family can count on!
Choice of benefit amounts
  • Your no-cost coverage may not be enough in the event of a covered accident. Eligible members have the option of choosing from $10,000 to $300,000* additional accident insurance protection at affordable rates. At age 70, coverage (no-cost and additional) is reduced by 50%.
Family plan options
  • The Family Plan can put your entire family under an umbrella of protection by covering your spouse at 50% of your coverage level and dependent children at 20% of your coverage amount. It also includes benefits for child care and college education, as well as a child savings funds benefits.


Call 1-855-612-7910 for your FREE, no obligation quote on supplemental insurance or visit


TruStage products and programs are made available through TruStage Insurance Agency. Affiliates of TruStage have been providing insurance and financial services designed for credit union and members for nearly 80 years, serving more than 14 million credit union members.
TruStage accidental death and dismemberment insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. This insurance is not federally insured or guaranteed or sold by Pinnacle Federal Credit Union. Products may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations.

*The total amount of accidental death and dismemberment additional coverage you may have with us, for all certificates, is $500,000. Other coverage amounts are available.


Life Insurance

Life insurance can cost less than you think.

Many people think life insurance costs more than it actually does. In fact, 80% of people over estimate the cost by 250%*. TruStage can fix that.

See what coverage makes sense based on your budget
  • The coverage you need for your family only works if it’s affordable. TruStage can explain the differences between term and whole life insurance, work within your budget and help you make a good choice for you and your family.
Because any amount of coverage can make a difference
  • Any amount of life insurance can help your family. It can provide financial security during a difficult time. TruStage will help you understand your options.
  • Whole life insurance offers a range of coverage amounts that can take care of final expenses or more.
  • Term life insurance provides a range of coverage amounts and term lengths to affordably provide more protection for your family.
Guaranteed satisfaction
  • Apply for TruStage Life Insurance with confidence. If you are not completely satisfied for any reason, simply cancel within the first 30 days and your premium will be refunded in full. Guaranteed.
Trusted by us
  • Pinnacle FCU endorses TruStage products and programs because they were founded on more than 80 years of experience. They strive to exceed expectations – every day, every call, every question, every claim – for more than 16 million members. From the very beginning, they’ve provided exceptional value and superior service to credit union members and help them protect what matters most.

Call 1-855-612-7909 for your FREE, no obligation quote on supplemental insurance or visit


TruStage™ is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. Securities distributed by CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, IA, 50677. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All guarantees are based on the claims paying ability of the underwriting company. Insurance products are issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, CUMIS Insurance Society Inc., CUMIS Specialty Insurance Society Inc., American Memorial Life Insurance Company, and Union Security Insurance Company.

1 TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. © TruStage Insurance Agency

2 TruStage® Simplified Issue Term life insurance is issued by CMFG Life Insurance Company, part of TruStage Financial Group, Inc. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Rates may be higher due to tobacco use. Product and features may vary and not be available in all states. Base Policy Form Numbers: ICC16-A10a-039, A10a-039-2016, ICC17-SIT-2, 2017-SIT-  *Time estimate source: TruStage Internal Analytics Reporting, January 2022.

TruStage<sup>®</sup> insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&amp;D insurance are issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

© TruStage Insurance Agency