Home Mortgage

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Mortgage Rates NJ

Buying a home can be stressful, but we are here to assist you all the way.

We have a wide variety of Home Mortgage options that are sure to suite your every home buying need.

One of our Mortgage Specialist will be able to assist you by answering any questions and guiding you in the right direct. We also have refinancing options available.

  • Low competitive interest rates
  • Up to 55-day Rate Lock
  • Variety of Mortgage Options
  • Flexible repayment terms
  • A trained Mortgage Specialist to assist you
  • Personal one-on-one services
  • NO Points
  • NO Commitment Fee
  • NO Processing Fee
  • NO Survey Fee
  • NO Underwriting Fee
  • NO Credit Report Fee
  • NO Flood Insurance Fee
  • NO Tax Service Fee


 Apply Online Today!

*An application fee of $375 will be due when you submit the application. This fee will be refunded in full to you after the closing of your loan. We may order an appraisal to determine the property’s value. A fee up to $425 will be charged for the appraisal. We will promptly provide you a copy of any appraisal, even if your loan does not close. You can pay for an additional appraisal for your own use at your own cost. There will be NO CHARGES FOR THE FOLLOWING: commitment fees, processing fees, survey fees, underwriting fees, credit report fees, flood certification fees, tax services fees and point fees. Other fees that may apply are the following: title fees, taxes, insurance, PMI (if needed), and title insurance. Borrower is responsible for attorney’s fees. For mortgage rates, terms, conditions, and disclosures, please speak to one of our certified mortgage specialists. Additional terms and conditions may apply. Terms and conditions subject to change without notification. Pinnacle Federal Credit Union is an equal housing lender. NMLS#423010


Would you like to learn more about our First Mortgage Program? Fill out the information below and one of our Mortgage Specialist will contact you.

Mortgage Program Inquiry Form