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Pinnacle FCU SAFE Act Registration Disclosure

In 2008, Congress implemented the Secure and Fair Enforcement (SAFE) Act, designed to enhance consumer protection and reduce fraud by setting standards for licensing mortgage loan originators.

The Act requires credit union mortgage originators and their employing institutions to register with the Nationwide Mortgage Licensing System and Registry (NMLS). 

Each employee of the credit union who acts as a mortgage loan originator must register with the Registry, obtain a unique identifier, and maintain this registration in accordance with the requirements of the Act. Listed below are the registered mortgage loan originators for Pinnacle Federal Credit Union, NMLS Company ID# 423010.

PFCU Registered Mortgage Loan Originators


BASANTI BHALODIA
Senior Loan Officer
NMLS: 452354



FRANCINE CRUICKSHANK
Loan Officer
NMLS: 1748312


JAIME D'AURIA
Branch Supervisor
NMLS 862507


JOANNE DICHIARA
Chief Operation Officer
NMLS: 452361


DENNIS FITZPATRICK
Chief Lending Officer
NMLS: 246800


KAREN FOSSETTA
Branch Manager
NMLS: 452362


DIANE PORTER
Member Specialist 
NMLS: 925735


MICHELE VAUGHN
VISA Specialist
NMLS: 452357


NANCY VELEZ POTTS
Loan Officer
NMLS: 1245385


KRISTIE VELLA
VISA Specialist
NMLS: 452356