
In 2008, Congress implemented the Secure and Fair Enforcement (SAFE) Act, designed to enhance consumer protection and reduce fraud by setting standards for licensing mortgage loan originators.
The Act requires credit union mortgage originators and their employing institutions to register with the Nationwide Mortgage Licensing System and Registry (NMLS).
Each employee of the credit union who acts as a mortgage loan originator must register with the Registry, obtain a unique identifier, and maintain this registration in accordance with the requirements of the Act. Listed below are the registered mortgage loan originators for Pinnacle Federal Credit Union, NMLS Company ID# 423010.