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Coronavirus (COVID-19) Pandemic 2020

Coronavirus (COVID-19) Pandemic Loan Relief Programs

As our nation navigates through these unprecedented times, we at  Pinnacle Federal Credit Union understand the financial impact this has had on our community.  To help alleviate some of this financial burden, we are offering the following loan relief programs.
 

 

 

Submit Your First Mortgage Request NOW

Coronavirus (COVID-19) Pandemic Loan Skip-A-Pay
What does this mean?
If you have a loan with PFCU, you can choose to skip up to three (3) months loan payments at no cost.

What do you have to do? If you would like to choose to skip your loan payment(s), simply click the below link to complete your request. We will process your skip within ten (10) business days.

Eligible Loans: Only PFCU loans can be skipped, which include: home equity lines-of-credit, fixed-rate home equity loans, personal loans, debt consolidation loans, and vehicle loans.

Past Due? If you are currently experiencing financial difficulty in making your payments, please call our Account Resolution Specialists at 732-225-1505 ext. #296 for assistance.



SKIP YOUR LOAN HERE 


*TERMS AND CONDITIONS MAY APPLY. By participating in Pinnacle FCU’s Skip‐A‐Payment program, you request that Pinnacle FCU defer your loan payment as indicated. You agree and understand that: 1) FINANCE CHARGES will continue to accrue at the rate provided in your original loan agreement, during and after this time; 2) Deferring your payment will result in you having to pay higher total FINANCE CHARGES than if you made your payment as originally scheduled; 3) The payment deferral will extend the terms of your loan(s).4) If you elected GAP or Warranty Coverage, the coverage will not be extended beyond the original maturity date; 5) For payroll deducted loan payments that skip‐a‐pay, your loan payment will be deposited into your CU account and be available for you to withdraw. All deferrals are subject to Pinnacle FCU approval. Excludes all leases, student loans and credit cards. *Subject to change without notice.
 

Loan Skip-A-Pay is availble for:

  • Home Equity Line of Credit
  • Home Equity Loans
  • Personal & Debt Consolidation Loans
  • Vehicle Loans

First Mortgage Pandemic Relief Program

Help is here. Our First Mortgage Pandemic Relief Program allows you to defer your PFCU first mortgage up to 90 days.

Unlike other big bank deferment programs, at the end of the 90 days, you will NOT have to make a lump sum loan payment. Instead, our deferment allows you to extend your mortgage term. During the 90 days, you will still need to make your tax and insurance payment. 

How to you defer your payments? Contact one of our Mortgage Specialists at [email protected] or call at 732-225-1505 ext. #388. They will guide you through the process. 

*Terms, conditions and fees may apply. 1-4 family investment property loans and some residential mortgages may not be eligible. Speak to a Mortgage Special for full details and information. 

Pandemic Relief Loan

  • Borrow up to $2,500
  • Rate of 6.99% APR*
  • Term of 9 months
  • NO Payments for 90 Days

If you have been laid-off or furloughed, we have options to help assist you. Please contact one of our Lending Specialist at 732-225-1505 ext. #388 or email us at [email protected] 

apply Now


*APR=Annual Percentage Rate. Rates are accurate and current as of April 1, 2020. Offer ends June 30, 2020. Rates subject to change without notification. Proof of income may be required. Please speak to a Credit Union Representative for terms and conditions. Pinnacle Federal Credit Union is an equal opportunity lender. 
 
 
 

Renters Relief Loan

Need help with your rent payment? Our Renters Relief Loan was designed to assist members who need a little extra help. Funds will be disbursed directly to your landlord/leasing company. We will handling everything for you.

If you have been laid-off or furloughed, we have options to help assist you, please contact one of our Lending Specialists at 732-225-1505 ext. #388 or email us at [email protected] 

  • Rate of 6.99% APR*
  • Term of 24 Months
  • Borrow up to $6,000
  • No payments for 90 Days 

APPLY NOW



*APR=Annual Percentage Rate. Rates are accurate and current as of April 1, 2020.  Rates subject to change without notification. Proof of income may be required. Please speak to a Credit Union Representative for terms and conditions. Pinnacle Federal Credit Union is an equal opportunity lender.