Insurance Options

We have partnered with TruStage to offer our members exclusive discounts and special offers on auto, home, AD&D, and Life insurance.

Call for your FREE, no obligation quote:
Visit TruStage at TruStage.com

Auto & Home Insurance 1-888-380-9287
AD&D Insurance 1-855-612-7910
Life Insurance 1-855-612-7909

 

Auto & Home Insurance

Exclusively for credit union members.

You could save up to $519.52* on car insurance.

Call for your FREE, no obligation quote:
Visit TruStage at TruStageAutoHome.com
Toll-free 1-888-380-9287
Monday – Friday 7am – 1am; Saturday 7am – 11:30pm; Sunday 9am – 10pm ET

As a credit union member, you have the chance to save money on your car and home insurance.

The TruStage Auto & Home Insurance Program available exclusively for our members. You’ll get the coverage you want from leading insurance companies, the service you deserve and savings that could add up to $519.52*, or even more…

Discounts on car insurance
• Credit union member discount
• Multi-car discount
• Anti-lock brakes
• Air bags, automatic seat belts
• Anti-theft device
• Good student discounts

Benefits for car insurance
• 24-hour claims service (even on holidays)
• Fast appraisals (typically within 24 hours)
• Guaranteed auto repairs (for as long as you own the vehicle)

Discounts on home insurance
• Credit union member discounts
• New home
• Smoke detectors
• Burglary and fire alarms
• Inflation protection
• Multi-policies

Benefits for home insurance
• Guaranteed home repairs
• Fast service – many claims are settled on the spot
• Hassle-free replacement of personal items
• Assistance finding temporary living, if needed

Combine car and home coverage and save even more
Your car and home are major investments and you want to make sure that they are well protected. Pinnacle FCU has carefully chosen the TruStage™ Auto & Home Insurance Programs and is making it available to you as a member of Pinnacle. This TruStage program works closely with leading insurance companies to provide the quality protection you need – at the prices you can afford.

TruStage products and programs are made available through the companies of the CUNA Mutual Group. They have been providing insurance and financial services designed for credit unions and their members for more than 75 years, serving more than 13 million credit union members.

TruStage is the marketing brand for the Auto & Home Insurance Program made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Your credit union enables this insurance program to be offered and is entitled to compensation from CMFG Life Insurance Company.
*Figure based on a February 2011 national sample of auto policyholder savings when comparing their former premium with those of the TruStage Auto & Home Insurance Program. Individual premiums and savings will vary depending on your insurance carrier and coverage and limits purchased.

AD&D Insurance 

Accidents can happen.

$1,000 of insurance coverage at absolutely no cost.

Your credit union has made $1,000 of TruStage accidental death and dismemberment insurance available to you. This no-cost coverage, fully paid for you by Pinnacle FCU, is underwritten by CMFG Life Insurance Company. Please go online or call to activated this coverage.

This can be valuable and affordable supplement to life insurance and pays a cash benefit in the event of a covered injury or death due to an accident. Here are just a few reasons you may wish to accept this offer.

Acceptance is guaranteed
No medical exam or health questions are required. Members age 18 and older cannot be turned down.

You are protected 24/7
Your coverage is always in effect no matter if you are at home, work, or traveling, That’s protection your family can count on!

Choice of benefit amounts
Your no-cost coverage may not be enough in the event of a covered accident. Eligible members have the option of choosing from $10,000 to $300,000* additional accident insurance protection at affordable rates. At age 70, coverage (no-cost and additional) is reduced by 50%.

Family plan options
The Family Plan can put your entire family under an umbrella of protection by covering your spouse at 50% of your coverage level and dependent children at 20% of your coverage amount. It also includes benefits for child care and college education, as well as a child savings funds benefits.

Activate your no-cost insurance now.

TruStage products and programs are made available through TruStage Insurance Agency. Affiliates of TruStage have been providing insurance and financial services designed for credit union and members for nearly 80 years, serving more than 14 million credit union members.

TruStage accidental death and dismemberment insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. This insurance is not federally insured or guaranteed or sold by Pinnacle Federal Credit Union. Products may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations.

*The total amount of accidental death and dismemberment additional coverage you may have with us, for all certificates, is $500,000. Other coverage amounts are available.

Life Insurance

Life insurance can cost less than you think.

Many people think life insurance costs more than it actually does. In fact, 80% of people over estimate the cost by 250%*. We’re here to change that.

We look at your budget and see what coverage makes sense
The coverage you need for your family only works if it’s affordable. We’ll explain the differences between term and whole life insurance, work within your budget and help you make a good choice for you and your family.

Because any amount of coverage can make a difference
Any amount of life insurance can help your family. It can provide financial security during a difficult time. We’ll help you understand your options.
• Whole life insurance offers a range of coverage amounts that can take care of final expenses or more.
• Term life insurance provides a range of coverage amounts and term lengths to affordably provide more protection for your family.

Guaranteed satisfaction
Apply for TruStage Life Insurance with confidence. If you are not completely satisfied for any reason, simply cancel within the first 30 days and your premium will be refunded in full. Guaranteed.

Trusted by your credit union
Pinnacle FCU endorses TruStage products and programs because they were founded on more than 80 years of experience. They strive to exceed expectations – every day, every call, every question, every claim – for more than 16 million members. From the very beginning, they’ve provided exceptional value and superior service to credit union members and help them protect what matters most.

Get Your Quote Today
Online at TruStage.com
Call toll-free 1-855-612-7909
Monday – Friday 7:00AM – 9:00PM CT
Saturday 8:00AM – 4:00PM CT

Already have TruStage Life Insurance?
Call to service your existing policy by phone at 1-888-787-8243
Monday – Friday 7:00AM – 7:00PM CT
or create an account at TruStage.com

TruStage products and programs are made available through TruStage Insurance Agency. Affiliates of TruStage have been providing insurance and financial services designed for credit unions and members for more than 80 years, serving more than 16 million credit union members.

TruStage life insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. This insurance is not federally insured or guaranteed or sold by Pinnacle Federal Credit Union. Products may not be available in all states. Be sure to understand the complete details of coverage, including any exclusions and limitations.
*2014 Insurance Barometer, LIMRA and LIFE Foundation, 2014.