Debt Consolidation

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Our low-rate debt consolidation loan allows you the financial freedom from your high rate credit cards, medical bills, and other bills that are piling up. Consolidation into one easy monthly payment. Don’t wait.

Apply Online Today!

  • Consolidate your debt into one easy payment
  • Low competitive interest rates
  • Flexible repayment terms up to 96 months
  • Borrow up to $30,000
  • No hidden fees
  • Debt Protection Available

Check out current Personal Loan rates.

*APR=Annual Percentage Rate. Rates are accurate and current as of June 1, 2019. PAYMENT EXAMPLE: $10,000 at 8.49% for 60 months equals $205.00 per month. Debt Consolidation Loans that close and fund between June 1 – August 31, 2019 will make no payments for 90 days. Accepting the terms of “no payment for 90 days offer” will extend the maturity of your loan for at least 90 days but less than 110 days. If accepting the delayed first payment, you will not be eligible for any other skipping/delaying your payment during 2019. Skipping your payment is optional. Interest will accrue as usual, as well as insurance, if applicable. Rates subject to change without notification. Proof of income may be required. Subject to credit approval. Pinnacle Federal Credit Union is an equal opportunity lender. CARVANA $20K GIVEAWAY: Apply for and take funding of a Pinnacle Federal Credit Union Consumer Loan between June 1, 2019 and August 31, 2019 (“Sweepstakes Period”) and you’ll be automatically entered for a chance to win a car as part of our Pinnacle Federal Credit Union-Carvana $20k Car Giveaway. Consumer Loan means a Vehicle Loan, Personal Loan, Home Equity Line of Credit, Home Equity Fixed-Rate Loan, or First Mortgage Loan. For complete contest rules and details, visit NO PURCHASE NECESSARY TO ENTER OR WIN. Alternative method of entry available, by way of mail-in entries postmarked during the Sweepstakes Period. Sweepstakes open to U.S. citizens 18 years of age or older who, as of the date of entry, are members of Pinnacle Federal Credit Union. Eligible nonmembers who apply and fund a Consumer Loan during the Sweepstakes Period will be automatically entered. Mail-in entries must be submitted on a 3×5 card to qualify for entry. Entry in this promotion or acceptance of any prize constitutes acceptance of the Official Contest Rules.