KASASA Cash Back

No minimum balance requirements. No monthly service fee. Earn 2.00% cash back on debit card purchases* PLUS get up to $25* in ATM fee refunded to you. It’s like getting paid to bank here.

Free Kasasa Cash Back checking pays 2.00% cash back on your everyday debit card purchases! You’ll also get refunds on your ATM withdrawal fees, nationwide – so you can get to your money when and where you need it. Open your account online today.

How to earn your Rewards

It’s easy to earn your rewards.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • have at least 1 direct deposit, bill pay, or ACH payment transaction post and settle
  • Sign up and receive eStatements

And if you don’t qualify, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.

MobiMoney Debit Controls

Protect your money and stay in control with MobiMoney. Pinnacle’s all-new MobiMoney app allows you to control and manage your debit accounts, turn cards on and off, get transaction alerts, monitor fraud – even control who uses your accounts and how much they can spend – all from your phone. use it in conjunction with our Global Security Chip Card for even more security and convenience. How cool is that?

  • Card On/Off Turn your Pinnacle debit card on and off with a single touch. When the card is off, all transactions will be declined. Change the status instantly with the MobiMoney App.
  • Transaction Types Enable or disable specific purchases by merchant or transaction type
  • Location – Limit transactions to an area or region, including international transactions
  • Alerts – Location, spend limit, transaction type and merchant alerts available. Get an instant notification when a transaction is processed with your debit card.
  • Debit Users – Control who uses your card and how much they can spend

Download our MobiMoney App today.

Global Security Chip Card

Our Global Security Chip Card is our VISA debit card with a traditional magnetic strip and an embedded microchip for added security.The embedded microchip provides an added layer of security when used at chip-enabled ATMs and terminals. The embedded microchip provides unique data specific to your card and the transaction being processed every time you use it at chip-enabled ATMs or terminals. So, you are better protected from financial criminals.

Protecting you and your information. Take comfort that Pinnacle is taking steps to ensure your information is safely guarded. Our new Global Security Chip Card uses the most recent and advanced technology to help keep your personal account information safe. You are protected from unauthorized charges with VISA Zero Liability. Our 24 hour ATM/Debit Fraud Monitoring Center uses industry-leading technology to help prevent account fraud or loss. To contact you quickly, our Monitoring Center may send you a text alert.

Learn more about our Global Security Chip Card.

ATM Access

As a Pinnacle FCU ATM or Debit cardholder, you have access to over 30,000 FREE ATMs nationwide with our ATM CO-OP Network.The CO-OP ATM Network provides you with Savings, Convenience, Variety and Full Service Assistance.

Find Free ATMS

Download the free ATM Locator App:

App Store - MobiMoney Download
Google Play - MobiMoney Download

With nearly 30,000 CO-OP ATM network locations nationwide, 9,000+ which are deposit-taking, you are never far from your money when you need it. Convenience is KEY in your busy life and we’ve got you covered.

By using one of the nearly 30,000 ATMs in the CO-OP ATM network, you can benefit from “surcharge-free” transactions. Even if you are not present at one of our ATM locations, you can still use an in-network terminal and avoid the fees. Simply put: Keep your cash in your pocket, where it counts.

Aside from the thousands of credit union ATM locations, you can get cash at many popular retail locations such as Walgreens, Costco® and 7-Eleven®. So when you are out and about, entertaining a busy day’s schedule, your trusted CO-OP ATM network is never far from reach.

If you prefer to have that “personal, face-to-face” interaction of customer service, our full-service, branch network locations have you covered.

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.00% cash back on up to a total of $400.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ins and other requirements apply. A $25 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit or ACH Debit/Bill Pay, enrollment in online banking and electronic statements are conditions of this account, a minimum of twelve (12) Pin-based/signature-based debit card transactions are required per month to meet the monthly requirements. Limit 1 account(s) per social security number. Federally insured by the NCUA. There are no recurring monthly service charges or fees to open or close this account. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.