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New Year Specials

New Year, New Finanical Future!

Believe me. We are all dreading opening our credit card bills after the holidays. This year, let us help get you back on the road to financial sanity. Check out our limited-time offers.

Debt Consolidation Loan

Low rates. No fees. Made easy. Pay off those bills that are piling up with a loan that leaves you with just one affordable monthly payment. your high-rate credit cards, medicial bills, student loans - wipe them all out. 

  • Rate of as low as 6.99% APR*
  • Terms up to 10 years (making the payment even more affortable. Just think how long you have been paying on those credit cards.)
  • Borrow up to $30,000
  • No payments for the first 90 days.

Apply Now


Want to earn 1% off your debt consolidation loan rate?
Join our TEXT Club today. CLICK HERE TO JOIN. 

Members of our TEXT CLUB will receive 1% off their debt consolidation loan rate when they apply between January 1 - January 30, 2020. 


Loan Type Fee Amount 
Vehicle Loan $25.00 per month skipped
Personal Loan $25.00 per month skipped
Debt Consolidation Loan $25.00 per month skipped
Fixed-Rate Home Equity $50.00 per month skipped


Skip-A-Pay is back!

Skip your PFCU Loan for a small fee. Skip up to two months per loan.* 
Click on the link below to submit your request. 

  • Skip up to two (2) months per loan.
  • Skip your PFCU vehicle, personal, debt consolidation, or your fixed-rate home equity loan

Submit Your Request NOW

*Applies to Pinnacle FCU Loans Only. Skip-a-Pay cannot be used for Lease Vehicles, Student Loans, Checking Line of Credit, First Mortgage or Home Equity Line of Credit. Loan(s) skipped must be greater than six (6) months old and not past due more than thirty-days (30). Maximum of two (2) skips are allowed per calendar year. You must be in good standing with the credit union. Offer may change or be discontinued at any time and does not change the terms of any existing loan agreement with the credit union. Interest will accrue as usual, as well as insurance, if applicable. If your loan is paid via automatic deposit, the funds will be deposited into your savings account or will not transfer to the loan until the following due date. Fee is $25 per vehicle and personal loan per month and $50 for Fixed Rate Home Equity Loans per month skipped. Offer ends March 31, 2020.

DEBT CONSOLIDATION LOAN: *APR=Annual Percentage Rate. Rates are accurate and current as of January 1, 2020. Repayment term of 60 months for a loan amount of $10,000 would consist of 60 monthly payments of $20.92 per $1,000 borrower at 8.99%APR. Rates subject to change without notification. Proof of income may be required. Subject to credit approval. Pinnacle Federal Credit Union is an equal opportunity lender. Message and data rates may apply. Max 6 msgs/mo – msgs may be autodialed from Pinnacle FCU. Terms and conditions at and Privacy Policy at For help, text HELP to 31996. To opt-out, text STOP to 31996. *Receive 1% off personal loan rate on applications receive between January 1 - March 31, 2020 that also belong or have joined our Text Club by March 31, 2020.