Rates

Loan Rates effective as of October 1, 2017

*APR=Annual Percentage Rate. Rates shown are base rates. Actual rate will be based on term and individual creditworthiness.

New & Used Auto, Motorcycle Loan

Term APR*
up to 24 months as low as 1.99%
up to 36 months as low as 1.99%
up to 48 months as low as 1.99%
up to 60 months as low as 2.49%
up to 72 months as low as 2.74%
up to 84 months as low as 2.99%

Boat RV Loan

Term APR*
up to 60 months as low as 6.00%
up to 120 months as low as 6.50%

Personal Loan

Borrow Amount Term APR*
up to $10,000 up to 48 months as low as 8.00%

Holiday Loan

Borrow Amount Term APR*
up to $5,000 24 months 6.99%

Overdraft Protection

Borrow Amount APR*
up to $5,000 as low as 16.00%

Share Secured

Borrow Amount Term APR*
100% of available share savings up to 60 months 2.05%

 

 

Deposit Rates

Deposit Rates effective as of October 1, 2017

Savings Products Rate APY Balance to Earn APY
Share Savings 0.05% 0.05% $5.00
Youth Savings 0.05% 0.05% $5.00
Holiday Club 0.05% 0.05% $100.00
Vacation Club 0.05% 0.05% $100.00
IRA Share Savings 0.05% 0.05% $50.00
Money Market Products Rate APY Balance to Earn APY
Money Market Investment 0.05% 0.05% $1,000
Money Market Investment 0.05% 0.05% $2,500
Money Market Investment 0.07% 0.07% $5,000
Money Market Investment 0.07% 0.07% $10,000
Money Market Investment 0.15% 0.15% $20,000
Money Market Investment 0.15% 0.15% $50,000
Money Market Gold 0.15% 0.15% $20,000
Money Market Gold 0.15% 0.15% $50,000
Money Market Gold 0.15% 0.15% $75,000
Share Certificates Products Rate APY Balance to Earn APY
6 Month Certificate 0.15% 0.15% $500
12 Month Certificate 0.50% 0.50% $500
18 Month Certificate 0.75% 0.75% $500
24 Month Certificate 0.90% 0.90% $500
24 Month YOUTH Certificate* 1.15% 1.16 $500
36 Month Certificate 0.75% 0.75% $500
60 Month Certificate 0.75% 0.75% $500
Checking Products Rate APY Balance to Earn APY
Classic Checking N/A N/A N/A
Premier Checking 0.025% 0.025% $500
Premier 55 Checking 0.025% 0.025% $1
Business Checking N/A N/A N/A
APY=Annual Percentage Yield. Rates effective and current as of August 8, 2017. For account terms and conditions, please contact a Credit Union Representative or see our Truth-In-Savings disclosure and Fee Schedule. Fees may reduce earnings. Rates may change without notification. Pinnacle Federal Credit Union is federally insured by the NCUA. Pinnacle FCU is not responsible for typographical errors.